Tracy Angulo is an accomplished attorney, consultant, Certified Fraud Examiner (“CFE”) and Certified Anti-Money Laundering (“AML”) Specialist, with more than 20 years of expertise in administrative law and investigations, the last 11 of which she specialized in securities and banking law and regulation, Bank Secrecy Act (“BSA”), AML and sanctions compliance, and financial fraud investigations.
Tracy provides a wide compilation of BSA / AML / Sanctions / Office of Foreign Asset Control (“OFAC”) compliance services to all manner of financial institutions under regulatory scrutiny or examinations (consent orders, Matters Requiring Immediate Attention (“MRIAs”) and Matters Requiring Attention (“MRAs”), and monitorships) including: comprehensive risk assessments (geography, customer, product); testing and validation of controls and procedures implemented by a financial institution in response to its monitor’s recommendation and consultation; advice and counsel on BSA/AML/OFAC and Global sanctions / watchlist compliance issues; gap analyses; AML independent tests; AML Program reviews and assessments; management of a Financial Intelligence Units and transaction monitoring look-backs; BSA/AML/Sanctions Compliance training; assessments of Customer Identification Programs, Know Your Customer (“KYC”), and Due Diligence Programs; risk coverage and efficacy assessments of transaction monitoring surveillance systems, and the assessments of the governance of said systems; development of AML financial fraud detection scenarios tailored to the risks of the financial institution; and BSA/AML/Sanctions Program remediation, including the drafting and development of new policies, procedures, and processes.
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Director
+1.202.973.3193