Loans, Securitization & Trust Services

We provide comprehensive evaluation of and guidance for both capital and contractual structures of securitizations supported by detailed schematics and financial analysis. With proven expertise in the regulatory and rating process for all the major U.S. credit rating agencies, we facilitate discussions, prepare materials, and perform data analysis and portfolio scenario modeling. 

As master servicer and deal administrator, we ensure veracity and completeness of data, reconcile loan payment history variances with lenders, monitor cash account balances, and calculate the payment due to bond holders at the end of every reporting cycle. As a transfer agent for several multibillion-dollar federal loan programs, Guidehouse delivers the full suite of securitization operations oversight and management necessary to ensure frictionless and compliant service delivery. 

Our proprietary platform helps clients evaluate and effectively manage entire portfolios, track operational service level agreements, and fulfill investor requirements. By automating the daily loading of portfolio data and applying rules logic, our platform pinpoints performance issues, compliance concerns, and deviations from contractual requirements.

We receive, record, and inventory all necessary loan and deal closing documentation and store them securely either digitally through our cloud platform or physically in our dedicated New York City office vault. We also conduct regular inventory compliance audits to ensure ongoing documentation validity and work with all necessary counterparties to resolve any missing or incomplete documents.